Capital adequacy of Lebanese banks. (c1995)

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dc.contributor.author Wafa, Hani
dc.date.accessioned 2011-10-26T09:12:24Z
dc.date.available 2011-10-26T09:12:24Z
dc.date.copyright 1995 en_US
dc.date.issued 2011-10-26
dc.date.submitted 1995
dc.identifier.uri http://hdl.handle.net/10725/915
dc.description Includes bibliographical references (l. 101-104). en_US
dc.description.abstract The purpose of the research is to determine whether the Lebanese banking sector has an adequate level of capital which will enable it to operate in different changing economic conditions, while maintaining a certain level of guarantee and safety to customers and depositors. Before addressing the issue of capital adequacy, an overview was taken of the Lebanese economy from 1975 till 1992 with a look at the performance of the banking sector during these years. The subject on capital adequacy was divided into two parts, whereby the first part was concerned with the functions of capital; in addition, to its sources. The second part looked at the means of measuring capital from the past 80 years till now with a look at the Basle Committee Agreement that has more or less set a certain international standard for capital adequacy valuation. This research concentrated on a sample of 16 Lebanese banks chosen randomly. The balance sheets of each bank from 1983 till 1992 were used to calculate the BOL ratio for capital adequacy represented in circular number 435. Also the BA ratio and the Baz capital adequacy ratio were used to calculate the adequate level of capital for the sample banks. These ratios were compared to the one fixed by BOL and BA which is 3%, while the Baz capital adequacy ratio was compared to the 8% level of the Basle Committee Agreement. There was a plan to apply BOL circular number 1114, which is the adjusted version of the Basle Committee Agreement, but the absence of detailed balance sheets prevented the application of this circular. After calculating the three mentioned ratios from the period of 1983 till 1992, an evaluation of these ratios was conducted for each bank. It was seen that the Lebanese banks were functioning at a relatively adequate level of capital, and with the continuous supervision of BOL the banking sector could reach the 8% level set by the Basle Committee. en_US
dc.language.iso en en_US
dc.subject Banks and banking -- Lebanon en_US
dc.subject Banks and banking -- Research en_US
dc.subject Banks and banking -- Ratings and rankings en_US
dc.subject Ratio analysis en_US
dc.subject Monetary policy -- Lebanon en_US
dc.title Capital adequacy of Lebanese banks. (c1995) en_US
dc.type Thesis en_US
dc.term.submitted Fall en_US
dc.author.school SOB en_US
dc.author.commembers Sawsan El-Hajjar en_US
dc.author.woa RA en_US
dc.author.department MS in Business en_US
dc.description.physdesc 1 bound copy: 104 leaves; tables available at RNL. en_US
dc.author.division Management en_US
dc.author.advisor Nihad Pasha en_US
dc.identifier.doi https://doi.org/10.26756/th.1995.42 en_US
dc.identifier.tou http://libraries.lau.edu.lb/research/laur/terms-of-use/thesis.php en_US

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