Are Islamic banks more cost, revenue and profit efficient than commercial banks. (c2009)

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dc.contributor.author Abi Aad, Amine
dc.date.accessioned 2017-01-25T09:23:57Z
dc.date.available 2017-01-25T09:23:57Z
dc.date.copyright 2009 en_US
dc.date.issued 2017-01-25
dc.date.submitted 2009-06-30
dc.identifier.uri http://hdl.handle.net/10725/5063
dc.description.abstract This project compares the efficiencies of commercial and Islamic banks in nine Arab countries in the Middle East. We find that Islamic banks are more efficient in terms of cost, revenue and profit than commercial Banks. This result is thoroughly depicted in small Islamic banks when compared to small commercial banks but does not hold when we compare big Islamic to big commercial banks. In Bahrain, Jordan, UAE, and Yemen commercial banks are more efficient than Islamic banks, but the results of Qatar are similar to those of the cross sectional data. We also find that after controlling for size, the data indicate that big banks are more cost and profit efficient than small banks, which is typically the case of commercial banks but not of Islamic banks. Through a semi-log regression analysis we find that the Average Return on Assets (AROA) of commercial banks is significantly affected by six independent variables while the AROA of Islamic banks is only significantly affected by three independent variables from the same pool of independent variables that we consider for both types of banks. Out of the three independent variables that are common for both types of banks, only off balance sheet lead to opposite result: it is negatively significantly related to AROA of commercial banks, and it is positively significantly related to AROA of Islamic banks. The other two variables, loan loss provisions and cost to income ratio are both negatively significantly related to A.ROA of commercial and Islamic banks. en_US
dc.language.iso en en_US
dc.subject Banks and banking -- Religious aspects -- Islam en_US
dc.subject Banks and banking -- Religious aspects -- Islamic countries en_US
dc.subject Banks and banking -- Middle East en_US
dc.subject Dissertations, Academic en_US
dc.subject Lebanese American University -- Dissertations en_US
dc.title Are Islamic banks more cost, revenue and profit efficient than commercial banks. (c2009) en_US
dc.type Thesis en_US
dc.title.subtitle an empirical comparative study from the Middle East en_US
dc.term.submitted Summer en_US
dc.author.degree Master of Bus. Administration en_US
dc.author.school SOB en_US
dc.author.idnumber 199605510 en_US
dc.author.commembers Aintablian, Sebouh en_US
dc.author.department Department of Management Studies (MNGT) en_US
dc.description.embargo N/A en_US
dc.description.physdesc 1 hard copy: vi, 57 leaves; 30 cm. available at RNL. en_US
dc.author.advisor Raad, Elias A. en_US
dc.description.bibliographiccitations Includes bibliographical references (leaves 51-53). en_US
dc.identifier.doi https://doi.org/10.26756/th.2009.61 en_US
dc.identifier.ctation Abi Aad, A. (2009). Are Islamic banks more cost, revenue and profit efficient than commercial banks. Lebanese American University en_US
dc.author.email amine.abiaad@lau.edu.lb en_US
dc.identifier.tou http://libraries.lau.edu.lb/research/laur/terms-of-use/thesis.php en_US
dc.publisher.institution Lebanese American University en_US
dc.author.affiliation Lebanese American University en_US

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